11 Fun Saving Money Games for Adults (Games, Challenges, and More!)

Saving money can indeed be fun when you incorporate games and challenges into your financial journey. Here are some creative ideas for making saving money enjoyable for adults:

1. Rainbow Savings Game: Create a game where you assign different colors to specific savings goals and use Skittles or colored candies as a visual representation. Each week, randomly select a candy, and that’s the amount you need to save for that goal within the week. Once you reach your goal, you get to eat the candy and mark your progress on a rainbow chart.
2. 40% Savings Head Game: Challenge yourself to save 40% more than your original savings goal. This encourages you to push beyond what you think is possible.
3. Cookie Crumb Trail: Create a game board with savings milestones and rewards. As you save money, you advance along the trail, claiming rewards at each milestone.
4. 52-Card Pickup Weekly Savings Challenge: Assign different values to a deck of cards and save the corresponding amount each week. Cross off the amounts as you save them to track your progress.
5. End-of-Receipt Savings Challenge: Whenever you receive a receipt showing savings from coupons or discounts, transfer that amount from your checking account to your savings account. This game helps you associate coupon savings with real money saved.
6. One Percent Savings Challenge: Start by saving an additional 1% of your income each month. Gradually increase this amount each month. This challenge encourages you to consistently save more over time.
7. Matched Savings Challenge: Give yourself a matching contribution for every dollar saved. For instance, if you save $1, you contribute an additional $1 to your savings. Alternatively, match a percentage of your discretionary spending by putting that same percentage into savings.
8. 10%-of-Your-Salary Challenge: Ensure that you save at least 10% of your salary, or even 10% of your gross pay rather than take-home pay.
9. Twice the Distance, Half the Time Challenge: Double your savings goal and aim to achieve it in half the time. This challenge creates a sense of urgency and pushes you to save more aggressively.
10. Jerry Seinfeld Challenge: Use a calendar to mark off each day you successfully save money or achieve a specific savings goal. The goal is to create a streak of saving days, similar to Jerry Seinfeld’s writing approach.

For adults who prefer games and board games, consider financial board games like:

1. Cashflow Board Game: Developed by Robert Kiyosaki, author of “Rich Dad, Poor Dad,” this game teaches financial principles, including saving, investing, and managing assets.
2. Acquire A classic board game that involves developing and merging hotel chains, where saving and strategic financial decisions play a role in winning.

Incorporating these games and challenges can make saving money a more engaging and rewarding experience for adults.