10 Savings Bullet Journal Ideas (that Anyone Can Recreate)

Are you intrigued by the concept of savings bullet journal spreads but lack artistic flair? Discover these innovative bullet journal money-saving ideas and templates that are accessible to everyone.

Getting Started with Savings Bullet Journal Spreads

So, you have a savings goal in mind, and you’re eager to track your progress using savings bullet journal spreads. Whether you seek inspiration for savings bullet journal ideas or prefer printable templates due to your limited drawing skills, you’ve come to the right place.

Before we dive into these creative savings trackers, let me admit that I’m not much of an artist myself. However, I’m passionate about savings trackers, especially the colorful and captivating bujo (bullet journal) savings trackers.

These trackers can be displayed proudly on your refrigerator, command center, or any other spot in your home. The beauty of geometrical designs is undeniable!

With the right set of markers and a bleed-resistant bullet journal, even those lacking artistic prowess can create stunning savings trackers. Let’s explore these creative yet straightforward savings bullet journal ideas to inspire and motivate you to achieve your financial goals.

Savings Bullet Journal Ideas I Adore

When it comes to tracking savings in your bullet journal, the possibilities are endless. You can use meters, graphs, fillable images, or squares to visually represent your savings progress. Here are some of my favorite savings bullet journal spreads and ideas to kickstart your journey to financial success:

Idea #1: Follow the Yellow (or Magenta) Brick Road

Create a simple yet effective bullet journal savings tracker composed entirely of squares. Begin by outlining a game board in your bullet journal, setting your savings goal, and dividing it into squares. Assign a value to each square, determining how much money you’ll save before coloring one in. Consider adding special squares to mark milestones, such as reaching $500, $2,000, $5,000, and so on.

Idea #2: Build a Savings Brick Wall

Instead of feeling like you’re banging your head against a financial wall, why not construct a brick wall with each contribution to your savings goal? This idea is not only simple but also gratifying, as it gives you a tangible sense of building toward your objective. Drawing little rectangles is a skill anyone can master.

Idea #3: Create a Save-Opoly Game Page

If you can draw squares, you can create a Save-Opoly game in your bullet journal. While it might seem daunting, all you need are squares and colored markers to fill them in. For those who feel less creative, consider using stickers to embellish the squares or download a free Monopoly printable for your bullet journal.

Idea #4: Track Using Simple Columns

Use colored markers and rectangles to easily track multiple savings goals. This straightforward method allows you to visually monitor your progress and stay motivated.

Elevate Your Bujo Savings Tracker

Let’s take your savings tracking up a notch with some killer Bujo savings tracker ideas and tips. Did you know that writing down your savings goals increases your likelihood of achieving them by 42%? Here are some strategies to enhance your savings tracking:

Idea #1: Use a Different Color for “Bonus” Savings (Interest)

We all know that money in a savings account earns interest, which compounds over time. Differentiate your contributions from interest earnings by using two distinct colors in your savings tracker. Assign one color to the money you deposit from your paychecks and another fun color, like magenta, for the interest you earn each month. Watch as your savings and interest visually accumulate.

Idea #2: Implement a Habits Tracker

Consider using a habits tracker to monitor specific savings-related behaviors. Track activities such as conducting bill audits, saving money with coupons during grocery shopping trips, and limiting withdrawals from your savings account. These habits can significantly boost your savings efforts.

Simplify Your Bullet Journal with Savings Templates

Here’s a little secret: you can create a bullet journal effortlessly by using printable templates. Print, cut, glue, or tape these templates into your bullet journal, and you’re ready to go. It’s a cheat code that still qualifies you as a bullet journal enthusiast.

Remember to adjust the template size to fit your bullet journal, as standard paper sizes may differ. Now, let’s explore some of my favorite free bullet journal savings templates:

Free Mason Jar Savings Printable

This simple mason jar savings printable provides columns for deposit amounts and dates, making it easy to track your progress.

Free Puzzle Savings Printable

Add some fun to your savings tracking with this puzzle-themed template that you can color in as you make progress toward your goal.

Free Piggy Bank Bullet Journal Savings Printable

This template features numbered piggy banks for tracking your savings journey.

Top Picks for Bullet Journal Supplies

Feeling inspired? If you’re ready to start your bullet journal journey, consider these essential supplies:

• Opt for acid-free paper to ensure your journal lasts.
• Choose a journal that opens 180 degrees for convenient use.
• Select a thick paper to prevent marker bleed-through.
• Invest in fast-drying pens or markers to avoid smudging.

To get you started, here are my top recommendations for basic bullet journal supplies